Ruminations on Investments, Retirement and Anxiety

Aweh, My Dearly Beloved Fellow Ruminants & Groupies, On one hand, I’m a capitalist investor. I study market cycles, track returns, think about diversification, and invest, quite deliberately, in the stock market. I do this to build retirement capital. To sleep at night. To avoid becoming a financial burden on my boys before we stepContinue reading “Ruminations on Investments, Retirement and Anxiety”

Ruminations on financial advisors

Aweh, My Dearly Beloved Fellow Ruminants & Groupies As you know, I’m 64 and, surprisingly, Nerine still feeds me, though it’s debatable whether she still needs me. Next year, I hit my “sell-by” date, and formal full-time employment ends. Retirement looms. Polite people don’t talk about money. Ask how their investments are managed or howContinue reading “Ruminations on financial advisors”

Ruminations on the glass being half full and sunsets

Aweh, My Dearly Beloved Fellow Ruminants & Groupies The eternal question: Is the glass half empty or half full? It’s one of those queries that smug optimists love to wield, assuming they already know the “correct” answer. And most likely, dear reader, you think you do too. But let’s be clear—asking this question can feelContinue reading “Ruminations on the glass being half full and sunsets”

Ruminations on nickel and diming

Aweh dearly beloved fellow ruminants & groupies Is controlling costs important? For most mere mortals if you don’t devote a significant portion of your time to controlling costs then they escalate with no limit. Perhaps if you are a billionaire you don’t need to spend time on this. Controlling costs is about as much funContinue reading “Ruminations on nickel and diming”